QS.Finance — financial
back-office for payment
businesses
Consolidates fragmented data into a single financial control layer so you can see
true operational P&L, keep key processes under control,
and trace every number back to its source
Consolidated P&L
See where you make money and where you lose it — without manually combining data from multiple systems
Financial accounting and reporting
Close periods faster and get reporting in the dimensions you need, without chaos in the numbers
Operational control
Reduce errors and keep key actions, roles, and approvals under control
Drill-down into every number
Quickly identify the source of discrepancies and trace any figure back to its origin
When manual processes can't keep up—but you're not ready for a full core rebuild
Numbers don't match across systems
The same transaction produces different figures in different sources, and it becomes harder to understand which version is correct
Reconciliations and period closes still rely on Excel
Too much time is spent manually collecting data, rechecking it, and fixing discrepancies
It is hard to see where money is leaking
To find the source of losses, errors, or mismatches, teams have to manually piece the picture together from multiple systems
Disputed figures are getting harder to prove
When a discrepancy appears, it takes too long to trace whether it came from a transaction, calculation, fee, or accounting entry
QS.Finance gives you the level of accounting and control you need
without a long implementation or replacing your current systems
Ready-made QS.Finance solutions for different payment business models
QS.Finance has ready-made solutions for your model—pick the one that fits and go
FX & Treasury Control
For FX providers, exchange services, and fiat-to-crypto conversion businesses
Control over rates, spreads, treasury positions, and profitability
Merchant Settlement Control
For PSP, acquiring, payfac, and marketplace settlement models
Control over merchant settlements, deductions, fees, and payout logic
Wallet Control
For EMI, wallet platforms, and businesses with customer balances
Control over fund movements, liabilities, and internal wallet events
Credit / BNPL Accounting & Control
For BNPL, installment, and lending-like models
Accounting for liabilities, accruals, schedules, and financing lifecycle control
QS.Finance is a QSystems product
built on 25 years of experience in payments and remittances
QSystems is an independent software developer and processing services provider
for the financial market
with core expertise in payments, money transfers, and banking solutions
in payments and remittances
proprietary software development
development, implementation, and support
international structure since 2009
Not sure which solution fits? We'll match you with the right one
In the demo, we'll show which solution fits your business and how it can solve your key operational challenges